I admit to not bothering to read the fine print crapola on most things. It seems that at this point in time, ordering on a website would be a fairly easy thing to do. WITHOUT reading any boilerplate. You can see that from the cart I created. It listed the cost for shipping and also named the shipping type. At the bottom it said $86.95 as the total. You then click proceed and then they slip the extra insurance charge in. One click is all that happened. Total is now $94.95. ZERO explanation for the change. NONE of that boilerplate you posted, is shown. So while they don't show the boilerplate they do check that box. And that's sleazy.
They don't spell it out clearly, but as we all can surmise, this is because you can fit thousands of dollars woth of beans in a small package
When you buy something online from someone, THEY have to deliver what you bought and paid for. The insurance is on the vendor. That's pretty standard. They are only taking care of themselves here. It's their obligation to deliver, they are responsible for any insurance. Does not matter the $$$ value of the package.
At least folks will realize they can uncheck that box now. But it won't be everyone. NASCO will still be taking advantage of unsuspecting customers. Realize that one of the nasco folks figured this scam out and convinced the rest it was a good idea to go forward with..........and they did!
Do any other seed banks pull this crap? Does Amazon, Walmart, Home Depot, Ebay? Where is it that customers already have insurance and then get extra insurance for no reason?
Why can Nasco interact and check the insurance box on your behalf without asking but they can't determine the shipping method already has ample insurance? Because one is profitable and one is not.
Let's say that $80 pack gets lost. There's USPS insurance already on it......So what becomes of the additional insurance money paid? It goes right in there pocket.